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Is this
product
right for you? |
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To help you
decide if the Plan is right for you, here is a summary of key points
you should think about. Before investing, please consider not only
the benefits but also all of the risks associated with buying such a
product and the commitment you are making.
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Yes,
I am happy to invest because:
I want a regular income from my money
I accept the potential risk to my capital for the prospect
of a regular return
I am unlikely to need access to my money over the next
five years beyond that paid to me via my chosen income
option
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No ,
this plan probably isnt right for me
because:
I dont want the risk of losing capital if the Index falls
by more than 40% during the term and does not return to the
Initial Index Level by maturity
I may need access to some of my money before maturity,
especially in the case of unexpected emergencies and cannot
risk getting back less than I invested
I am a regular saver and prefer to be able to add to my
investments from time to time |
Things to consider
The Bond is designed for investors who can invest an
amount for five years and leave their capital invested
during that time. You can sell the investment before the
end of the term but you may not get back the amount you
invested.
This Bond is not like a deposit account. It offers a
regular income, but repayment of your capital is not
guaranteed.
If the Index falls by more than 40% from the Initial
Index Level at any time during the term and is below the
Initial Index Level on 17 September 2013, your capital
will be reduced by the percentage amount by which the
Index finishes below the Initial Index Level (to two
decimal places).
The Dow Jones STOXX 50 Index measures only the capital
value of the shares in the Index and no allowance is
made for dividends paid by the companies in the Index.
Remember, whatever the level of income you receive,
inflation during the term will have reduced its value.
Please refer to the Brochure and the Terms & Conditions for full
details. |
