Cashback Discounts on Britannia International Ethical Global Guaranteed Capital Bond.

1.5% Discount - 3 Year Option
2.0% Discount - 4 Year Option
2.5% Discount - 5 Year Option
Application forms must be posted to Moneyworld or you will
not get the discount!

Ethical Global Guaranteed Capital Bond

Do not invest without reading all of the brochure.

Dates

Offer closes: 03 June 2008 (unless fully subscribed prior)

Start Date: 17 June 2008

Term: 3, 4, or 5 years - to be selected upon account opening.

Leaflet and application form for personal depositors

Leaflet and application form for corporate applications

Leaflet and application form for trust applications

Order Litereature by post

Investment Return

Early Investment Bonus: 0.65% – investments placed by 06/05/2008
0.40% – investments placed by 20/05/2008

Index: FTSE4Good™ Global 100 Index

Return: • 3 year option – 94% Index growth, capped at 25% gross/7.72% A.E.R.*

• 4 year option – 107% Index growth, capped at 35% gross/7.79% A.E.R.

• 5 year option – 130% Index growth, capped at 50% gross/8.45% A.E.R.

• Averaging – final 6 months for 3 and 4 year bond and final 12 months for 5 year bond

Capital Guarantee: Yes

Features

Available For: Personal investors, Non-personal investors – corporates, trustees and pension funds

Minimum Investment: £10,000 for personal investors & £50,000 for non-personal investors

Maximum Investment: £1m (£1m+ by prior agreement)

Additional Investments: Allowed during the sales period, subject to availability

Withdrawals/Access: Not permitted

Cancellation Rights: Within 14 days of opening without penalty

In the Event of Death: Option to continue or close the account without notice

Minimum Age: 16

Charges: No administration or management charges

Tax Treatment: Return paid gross without any deduction for tax unless we are required by law to do so It is the client’s responsibility to declare any returns to the appropriate tax authority

Investment Risks

The FTSE value may fluctuate during the investment term, however, even if there is no growth at the end of the term, or the Index falls, we will return your original capital in full including any early investment bonus paid prior to the Bond Start Date. As no further return will be paid, which you would have received with a standard deposit account, the effect of inflation will impact on the value of your investment.
No withdrawals are permitted before the end of the 3, 4 or 5 year term, so you must be sure that you can commit your money for this period of time. You should ensure you still have access to sufficient funds elsewhere in the event of emergencies. Should you decide to withdraw your funds from this account within 14 days of the date on which you opened it, you may do so without penalty (subject to cheque clearance).