Cashback Discounts on Britannia International Optimum Growth Bond.

THIS PLAN IS NOW CLOSED

2.5% Discount!
Application forms must be posted to Moneyworld or you will
not get the discount! If you prefer to order literature by post click here.

Optimum Growth Bond - Issue 23

Do not invest without reading all of the brochure.

Dates

Offer closes 02 April 2008 (unless fully subscribed prior)

Start Date 16 April 2008

Term 2 or 4 years if early redemption is triggered, 6 years if the bond runs for the full term

Leaflet and application form for personal depositors

Leaflet and application form for corporate applications

Leaflet and application form for trust applications

Investment Return

Early Investment Bonus: 0.40% – investments placed by 05/03/2008
0.20% – investments placed by 19/03/2008

Index: FTSE® 100 Index

Return: 20% gross/9.54% A.E.R.* if the FTSE® has grown by 20% or more over 2 years

40% gross/8.78% A.E.R.* if the FTSE® has grown by 40% or more over 4 years

118% FTSE® growth if the bond runs for the full term of 6 years (final 12 months averaging)

Capital Guarantee: Yes

Features

Available For: Personal investors, Non-personal investors – corporates, trustees and pension funds

Minimum Investment: £10,000 for personal investors (£5,000 for existing personal customers) £50,000 for non-personal investors

Maximum Investment: £1m (£1m+ by prior agreement)

Additional Investments: Allowed during the sales period, subject to availability

Withdrawals/Access: Not permitted

Cancellation Rights: Within days of opening without penalty

In the Event of Death: Option to continue or close the account without notice

Minimum Age: 16

Charges: No administration or management charges

Tax Treatment: Return paid gross without any deduction for tax unless we are required by law to do so It is the client’s responsibility to declare any returns to the appropriate tax authority

Investment Risks

The FTSE® value may fluctuate during the investment term, however, even if there is no growth at the end of the term, or the Index falls, we will return your original capital in full including any early investment bonus paid prior to the Bond Start Date. As no further return will be paid, which you would have received with a standard deposit account, the effect of inflation will impact on the value of your investment.
No withdrawals are permitted before the end of the 6 year term, so you must be sure that you can commit your money for this period of time. You should ensure you still have access to sufficient funds elsewhere in the event of emergencies. Should you decide to withdraw your funds from this account within 14 days of the date on which you opened it, you may do so without penalty (subject to cheque clearance).