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The UK Protected Growth Plan is targeted at those investors who seek exposure to the UK stock market, but without the risks associated with conventional equity based investments. The Plan is designed to deliver stock market returns as markets rise, with the comfort of investment protection should it fall, with no more than 20% of the investors capital at risk at any time. With its dynamic and innovative structure, the UK Protected Growth Plan could be just the home for both your cash and equity type investments. If you are currently invested in poorly performing unit trusts (including trackers), investment trusts, with profit arrangements or indeed own a pension portfolio with a UK holding, the UK Protected Growth Plan with its defensive qualities and growth prospects, merits strong consideration as a core investment. You have a choice of ways to invest in the UK Protected Growth Plan: Direct Investment You can invest directly in the Plan, subject to a minimum initial investment of £4,000. Subsequently you can top up your investment with as little as £1,000.The direct investment route enjoys favourable tax treatment, described earlier. It also has the advantage of leaving your ISA allowances unused. Individual Savings Account The Plan is available as an ISA for both new investments and transfers from existing ISAs. Personal Equity Plan Although PEPs are now closed to new subscriptions, it is possible to transfer in existing PEP investments you may hold. The UK Protected Growth Plan may be of particular interest if you are unhappy with the performance of your existing PEPs, as it provides an attractive, capital protected alternative. |
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