RISK FACTORS

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It is important that you consider the following before deciding whether Autopilot is right for you.

• The Autopilot account has a fixed term of 5 years and is not suitable if you need easy access to your money or require regular income. If you need to close your account before the maturity date you may not receive back the full amount deposited.

• The use of the word “guaranteed” in relation to this account refers only to our obligation to repay your capital. Autopilot is not guaranteed by any third party.

• Dividends are not payable on the Autopilot account.

• Autopilot is available in a choice of  two currencies. Funds must be deposited with us in the same denomination as your chosen currency. There is an exchange rate risk if you invest in a currency that is not your reference currency.

• Although your capital is protected if the account is held until maturity the return from the Autopilot account may not be as much as if you had invested in a traditional deposit account.
 
• Inflation may have reduced the purchasing power of your deposit by the time the account matures.

• Autopilot is available on a limited offer basis and may be closed early if fully subscribed. In this event your original deposit will be returned in full.
 

Please refer to the Brochure and the Terms & Conditions for full details.

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