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Is this product
right for you? |
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It will not be suitable if:
You will need access to your
money at any time during the term of the Accelerated Growth Bond;
You are looking for a short-term investment;
You want a building society account that could pay more interest
than the Accelerated Growth Bonds growth, depending on market
conditions;
You wish to invest directly in the stock market which offers no
guarantee that your original investment will be returned;
You want a regular income from your money;
You havent set aside any money for cash emergencies. |
RISKS
You cannot have access
to your money (except in the case of the cash ISA
option) until the Accelerated Growth Bond reaches
maturity.
The level of the FTSE-100 Index may fall as well as
rise and past performance is no guide to future
performance. Your money is not invested directly in
shares or real estate.
The FTSE-100 Index is used only as a measure to
determine growth, so you do not benefit from any
dividend income.
The potential return may be reduced when compared to
direct stock market investment, but direct stock market
investment carries no guarantee of your original
investment, nor a guaranteed return. We guarantee the
return of your original investment (less any withdrawals
from the cash ISA option) and 125% of any growth
(subject to averaging) in the FTSE-100 Index over the 5-
ear term (capped to a maximum 61% on top of your
original investment.)
Although we guarantee to repay the amount of your
investment (or remaining capital, in the case of a cash
ISA Investment where withdrawals have been taken) on
maturity of the Accelerated Growth Bond, the real value
of the money you invest may depreciate in real terms, as
a result of inflation.
You should remember that past performance is not
necessarily a guide to the future, and the value of
investments may go down as well as up.
With regard to ISA Accelerated Growth Bond, returns
and interest will be based on the balance remaining on
Maturity.
The return on the Accelerated Growth Bond in real
terms may be less than a building society account,
depending on market conditions.
Please refer to the Brochure and the Terms & Conditions for full details.
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