A Pension for Your Spouse?

Your pension will stop when you die unless you opt for a spouse's pension!
(excluding any guaranteed period)

If you have a spouse dependent on you and your pension arrangements for their income make sure you choose the spouses pension option.  Do not leave them with nothing!

All annuities we supply are payable for your lifetime.  If you choose a spouse's pension, and pre-decease them, their pension will be payable for their lifetime.

The higher the level of spouse's pension selected the lower the level your pension will commence but remember it costs nearly as much for one person to live as two!  Make sure your spouse is provided for adequately.

Many company pension schemes allow for a 50% spouse's pension, the better ones give 66%.

IF YOU ARE UNSURE ABOUT ANYTHING YOU SHOULD SEEK INDEPENDENT FINANCIAL ADVICE.