Structured deposit products
We offer a wide range of Deposit products with the potential for growth on your investment or regular income
Structured Deposits aim to offer a defined return based on the performance of an index, indices or a basket of shares. We offer a wide range of products with the potential for growth on your investment or regular income.
Deposit Plans run for a between 2-6 years with many structured deposit products offering the potential to mature early (kick-out) subject to certain conditions being met.
The Deposit plans are covered by the Financial Services Compensation Scheme (FSCS), this means in the event of the Deposit Taker being unable to make payments due under the plan terms you may be able to make a claim for compensation to cover your losses.
Investment term
The plans are available with terms between 2-6 years, a number of these plans come with the ability to mature early, however you should always be prepared for your plan to run for the full term
Low application fee
Our application fee is just 0.5%, this can be paid direct to us or you have the fee deducted from your investment
Know the risks
It’s important to read and understand the risks associated with your chosen product, full details of these can be found in the plan brochure and key information document
Structured deposit plans
| Plan name | Closing date | Potential return | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|---|
| UK 7 Year Callable Deposit Plan - GS-31 | 06/11/2026 | 1.925% quarterly (7.70% p.a.) | Societe Generale | FTSE 100 | Income | 2 years | 7 years |
| EU 6 Year Deposit Kick Out Plan - GS-35 | 20/11/2026 | 7.50% p.a. | Goldman Sachs | Euro Stoxx 50 | Income | 3 years | 6 years |
| EU 6 Year Deposit Step Down Kick Out Plan - GS-34 | 20/11/2026 | 6.40% p.a. | Goldman Sachs | Euro Stoxx 50 | Income | 3 years | 6 years |
| Plan name | Closing date | Potential return | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|---|
| 10Y Fixed Growth Bonus Recallable Deposit Plan - SG50 | 16/11/2026 | 8.75% p.a. max. 7.25% p.a. min. | Societe Generale | N/A | Income | 2 years | 10 years |
| 6Y Fixed Growth Recallable Deposit Plan - SG49 | 16/11/2026 | 6.00% p.a. | Societe Generale | N/A | Income | 2 years | 6 years |
| 10Y Fixed Growth Recallable Deposit Plan - SG51 | 27/11/2026 | 7.50% p.a. | Societe Generale | N/A | Income | 2 years | 10 years |
| Plan name | Closing date | Potential return | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|---|
| Callable Growth Deposit Plan - Issue 30 | 23/10/2026 | 2.00% quarterly | Goldman Sachs | FTSE 100 | Income | 1 year | 6 years |
| FTSE Fixed Income Deposit Plan - Issue 2 | 23/10/2026 | 0.3917% p.m. | Goldman Sachs | FTSE 100 | Income | N/A | 6 years |
| Plan name | Closing date | Potential return | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|---|
| M&G Equity Selection Fund Defensive Deposit Kick Out Plan - November 2026 | 30/10/2026 | 10.30% p.a. | Societe Generale | M&G Equity Selection (SOLMGES LX) | Income | 2 years | 10 years |
| FTSE 100 Deposit Kick Out Plan - November 2026 | 20/11/2026 | 6.60% p.a. Option 1 & 7.10% p.a. Option 2 | Goldman Sachs | FTSE 100 | Income | 4 years | 6 years |
| Plan name | Closing date | Potential return | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|---|
| UK 4Y 90 Consolation Growth Deposit - BA10931 | 21/10/2026 | Minimum 10.00% & Maximum 24.00% after 4 years | Barclays Bank plc | FTSE 100 | Income | N/A | 4 years |
| UK 3.5Y 90 Growth Deposit - BA11046 | 19/11/2026 | 23.50% after 3.5 years | Barclays Bank plc | FTSE 100 | Income | N/A | 3.5 years |
| UK/Europe 7Y Monthly 80 Income Kick Out Deposit (Y3) - BA11048 | 19/11/2026 | 0.5375% p.m. | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Income | 3 years | 7 years |
| US/Europe 6Y 85 Consolation Growth Deposit - BA11055 | 20/11/2026 | Minimum 25.00% & Maximum 36.00% after 6 years | Barclays Bank plc | S&P 500 & Euro Stoxx 50 | Income | N/A | 6 years |
| UK 2.5Y 90 Growth Deposit - BA11065 | 25/11/2026 | 16.30% after 2.5 years | Barclays Bank plc | FTSE 100 | Income | N/A | 2.5 years |