Structured investment products
We offer a wide range of products with the potential for growth on your investment or regular income
Structured investments aim to offer a defined return based on the performance of an index, indices or a basket of shares. We offer a wide range of products with the potential for growth on your investment or regular income.
Investments run for between 5-10 years with many structured investment products offering the potential to mature early (kick-out) subject to certain conditions being met.
It’s important to fully understand your chosen investment. Your capital is at risk and if the associated index or shares do not perform as required by the product you could lose some or all of the money you invest.
We also offer a range of Structured Deposit Products that offer a greater level of protection to your original capital
Investment term
The plans are available with terms between 5-10 years, a number of these plans come with the ability to mature early, however you should always be prepared for your plan to run for the full term
Low application fee
Our application fee is just 0.5%, this can be paid direct to us or you can have the fee deducted from your investment
Know the risks
It’s important to read and understand the risks for your chosen product, full details of these can be found in the plan brochure and key information document
Structured investment plans
| Plan name | Closing date | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|
| 6Y UK Monthly Fixed Income Plan - MS39 | 18/04/2025 | Morgan Stanley | FTSE 100 | Income | N/A | 6 years |
| 6Y UK Defensive Step Down Kick Out Plan - CA32 | 02/05/2025 | Credit Agricole | FTSE 100 | Capital Gains | 3 years | 6 years |
| Plan name | Closing date | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|
| UK/EU Quarterly Income Kick Out Plan - April 2025 | 18/04/2025 | Credit Agricole | FTSE 100 & Euro Stoxx 50 | Income | 2 years | 8 years |
| UK & US Defensive Step Down Kick Out Plan - May 2025 | 29/04/2025 | Morgan Stanley | FTSE 100 & S&P 500 | Capital Gains | 3 years | 6 years |
| Plan name | Closing date | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|
| FTSE 100 EW45 Conditional Memory Autocall Plan - Issue 31 | 22/05/2025 | Citigroup | FTSE 100 EW45 | Income | 2 years | 10 years |
| FTSE 100 EW45 Super Defensive Annual Autocall Plan - Issue 23 | 22/05/2025 | Citigroup | FTSE 100 EW45 | Capital Gains | 3 years | 10 years |
| FTSE 100 EW45 Annual Autocall Plan - Issue 5 | 22/05/2025 | Citigroup | FTSE 100 EW45 | Capital Gains | 3 years | 10 years |
| FTSE 100 EW45 Defensive Annual Autocall Plan - Issue 5 | 22/05/2025 | Citigroup | FTSE 100 EW45 | Capital Gains | 3 years | 10 years |
| Plan name | Closing date | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|
| US/Europe Monthly 80 Income Kick Out Plan - CI9626 | 16/04/2025 | CIBC | S&P 500 & Euro Stoxx 50 | Income | 2 years | 7 years |
| US/Europe Annual Step Down to 70 Kick Out Plan - BA9625 | 16/04/2025 | CIBC | FTSE 100 & S&P 500 | Capital Gains | 1 year | 7 years |
| US/Europe Monthly 70 Income Kick Out Plan - CI9627 | 16/04/2025 | CIBC | S&P 500 & Euro Stoxx 50 | Income | 2 years | 7 years |
| UK Annual Step Down to 65 Kick Out Plan - CI9673 | 25/04/2025 | CIBC | FTSE 100 | Capital Gains | 2 years | 7 years |
| UK/US Annual Step Down to 70 Kick Out Plan - CI9674 | 25/04/2025 | CIBC | FTSE 100 & S&P 500 | Capital Gains | 2 years | 5 years |
| US/Europe Monthly 65 Income Kick Out Plan - CI9675 | 25/04/2025 | CIBC | S&P 500 & Euro Stoxx 50 | Income | 2 years | 7 years |
| US Annual Step Down to 65 Kick Out Plan - CI9682 | 29/04/2025 | CIBC | S&P 500 | Capital Gains | 2 years | 5 years |
| US Annual Step Down to 80 Kick Out Plan - CI9683 | 29/04/2025 | CIBC | S&P 500 | Capital Gains | 2 years | 6 years |
| Annual Recallable Fixed Growth Plan - CI9743 | 15/05/2025 | CIBC | N/A | Income | 2 years | 10 years |
| Plan name | Closing date | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|
| FTSE 100 Defensive Kick Out Plan - April 2025 | 16/04/2025 | Morgan Stanley | FTSE 100 | Capital Gains | 3 years | 7 years |
| Dual Index Defensive Kick Out Plan - May 2025 | 28/04/2025 | Morgan Stanley | FTSE 100 & Euro Stoxx 50 | Capital Gains | 2 years | 6 years |
| Dual Index Defensive Income Kick Out Plan - May 2025 | 01/05/2025 | Goldman Sachs | FTSE 100 & Euro Stoxx 50 | Income | 2 years | 10 years |
| Dual Index Income Kick Out Plan - May 2025 | 09/05/2025 | Goldman Sachs | FTSE 100 & S&P 500 | Income | 2 years | 10 years |
| 10:10 Plan - May 2025 | 16/05/2025 | Morgan Stanley | FTSE CSDI | Capital Gains | 2 years | 10 years |
| FTSE 100 Kick Out Plan - May 2025 | 16/05/2025 | Goldman Sachs | FTSE 100 | Capital Gains | 3 years | 6 years |
| Plan name | Closing date | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|
| UK/US 5Y Annual Step Down to 80 Kick Out Plan (Y1 60) - BA9606 | 14/04/2025 | Barclays Bank plc | FTSE 100 & S&P 500 | Capital Gains | 1 year | 5 years |
| UK/Europe Quarterly 75 Income Kick Out Plan (Y2 65) - BA9642 | 15/04/2025 | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Income | 2 years | 6 years |
| UK 5Y Annual Step Down to 80 Kick Out Plan (Y2 65) - BA9689 | 28/04/2025 | Barclays Bank plc | FTSE 100 | Capital Gains | 2 years | 5 years |
| UK 5Y Annual 100 Kick Out Plan (Y2 65) - BA9690 | 28/04/2025 | Barclays Bank plc | FTSE 100 | Capital Gains | 2 years | 5 years |
| UK 5Y Annual Step Down to 85 Kick Out Plan (Y2 65) - BA9688 | 28/04/2025 | Barclays Bank plc | FTSE 100 | Capital Gains | 2 years | 5 years |
| UK 5Y Annual Step Down to 80 Kick Out Plan (Y2 60) - BA9697 | 02/05/2025 | Barclays Bank plc | FTSE 100 | Capital Gains | 2 years | 5 years |
| UK 5Y Annual Step Down to 75 Kick Out Plan (Y2 65) - BA9698 | 02/05/2025 | Barclays Bank plc | FTSE 100 | Capital Gains | 2 years | 5 years |
| UK/Europe 5Y Annual Step Down to 80 Kick Out Plan (Y2 65) - BA9740 | 08/05/2025 | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Capital Gains | 2 years | 5 years |
| UK/Europe 5Y Annual Step Down to 65 Kick Out Plan (Y2 65) - BA9741 | 08/05/2025 | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Capital Gains | 2 years | 5 years |
| UK/Europe 5Y Annual Step Down to 85 Kick Out Plan (Y2 65) - BA9739 | 08/05/2025 | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Capital Gains | 2 years | 5 years |
| UK/Europe 5Y Annual Step Down to 60 Kick Out Plan (Y2 60) - BA9742 | 08/05/2025 | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Capital Gains | 2 years | 5 years |
| UK/Europe 6Y Monthly 80 Income Kick Out Plan (Y2 65) - BA9734 | 12/05/2025 | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Income | 2 years | 6 years |
| UK/Europe 6Y Monthly 65 Income Kick Out Plan (Y2 65) - BA9735 | 12/05/2025 | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Income | 2 years | 6 years |
| UK 6Y Monthly 80 Income Kick Out Plan (Y2 65) - BA9733 | 12/05/2025 | Barclays Bank plc | FTSE 100 | Income | 2 years | 6 years |
| UK 5Y Quarterly Step Down to 85 Kick Out Plan (Y2 65) - BA9771 | 13/05/2025 | Barclays Bank plc | FTSE 100 | Capital Gains | 2 years | 5 years |
| UK 6Y Monthly Fixed Income Plan (65) - BA9757 | 14/05/2025 | Barclays Bank plc | FTSE 100 | Income | N/A | 6 years |
| UK/Europe 4Y Quarterly Fixed Income Kick Out Plan (Y2 65) - BA9759 | 14/05/2025 | Barclays Bank plc | FTSE 100 & Euro Stoxx 50 | Income | 2 years | 4 years |
| UK 6Y Monthly Fixed Income Plan (60) - BA9758 | 14/05/2025 | Barclays Bank plc | FTSE 100 | Income | N/A | 6 years |
| Plan name | Closing date | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|
| FTSE Monthly Fixed Income Plan (Option 1) - CR9616 | 16/04/2025 | Credit Agricole | FTSE 100 | Income | N/A | 6 years |
| FTSE Monthly Fixed Income Plan (Option 2) - CR9617 | 16/04/2025 | Credit Agricole | FTSE 100 | Income | N/A | 6 years |
| Fixed Growth Recallable Plan - CR9578 | 17/04/2025 | Credit Agricole | N/A | Income | 2 years | 10 years |
| STOXX Annual Step Down to 85 Kick Out Plan - CG9636 | 23/04/2025 | Citigroup | Euro Stoxx 50 | Capital Gains | 2 years | 5 years |
| FTSE/STOXX Daily 90 Kick Out Plan - NA9659 | 28/04/2025 | Natixis | FTSE 100 & Euro Stoxx 50 | Capital Gains | 2 years | 5 years |
| FTSE Daily 100 Kick Out Plan - BN9721 | 01/05/2025 | BNP Paribas | FTSE 100 | Capital Gains | 2 years | 5 years |
| FTSE Daily 90 Kick Out Plan - BN9720 | 01/05/2025 | BNP Paribas | FTSE 100 | Capital Gains | 3 years | 5 years |
| FTSE Daily 95 Kick Out Plan - BN9722 | 01/05/2025 | BNP Paribas | FTSE 100 | Capital Gains | 3 years | 5 years |
| FTSE Annual 100 Kick Out Plan (Option 1) - BN9723 | 06/05/2025 | BNP Paribas | FTSE 100 | Capital Gains | 2 years | 5 years |
| FTSE Annual 100 Kick Out Plan (Option 2) - BN9724 | 06/05/2025 | BNP Paribas | FTSE 100 | Capital Gains | 2 years | 5 years |
| FTSE Annual Step Down to 80 Kick Out Plan (Option 1) - BN9725 | 06/05/2025 | BNP Paribas | FTSE 100 | Capital Gains | 2 years | 5 years |
| FTSE Annual Step Down to 80 Kick Out Plan (Option 2) - BN9726 | 06/05/2025 | BNP Paribas | FTSE 100 | Capital Gains | 2 years | 5 years |
| FTSE Annual Step Down to 65 Kick Out Plan - BN9727 | 06/05/2025 | BNP Paribas | FTSE 100 | Capital Gains | 2 years | 5 years |
| FTSE Quarterly 85 Income Kick Out Plan - CG9763 | 23/05/2025 | Citigroup | FTSE 100 | Income | 1 year | 8 years |
| FTSE Quarterly 75 Income Kick Out Plan - CG9764 | 23/05/2025 | Citigroup | FTSE 100 | Income | 1 year | 8 years |
| FTSE Annual Step Down to 85 Kick Out Plan - CR9762 | 28/05/2025 | Credit Agricole | FTSE 100 | Capital Gains | 2 years | 7 years |
| FTSE Annual Step Down to 65 Kick Out Plan - CR9761 | 28/05/2025 | Credit Agricole | FTSE 100 | Capital Gains | 2 years | 7 years |
| Plan name | Closing date | Counterparty | Underlyings | Taxation | 1st kick out opp. | Max term |
|---|---|---|---|---|---|---|
| UK & US Annual Kick Out Plan - MS208 | 22/04/2025 | Morgan Stanley | FTSE 100 & S&P 500 | Capital Gains | 1 year | 6 years |
| UK & US Step Down Kick Out Plan - MS209 | 22/04/2025 | Morgan Stanley | FTSE 100 & S&P 500 | Capital Gains | 1 year | 6 years |
| UK Step Down Kick Out Plan - CT131 | 02/05/2025 | Citigroup | FTSE 100 | Capital Gains | 2 years | 7 years |
| UK Step Down Kick Out Plan - CA112 | 02/05/2025 | Credit Agricole | FTSE 100 | Capital Gains | 2 years | 7 years |
| UK Annual Kick Out Plan - CT132 | 02/05/2025 | Citigroup | FTSE 100 | Capital Gains | 2 years | 6 years |
| US Step Down Kick Out Plan - MS212 | 02/05/2025 | Morgan Stanley | S&P 500 | Capital Gains | 2 years | 6 years |